Privacy Policy
TheLeadsNetwork.com
provides various online and offline marketing campaigns to consumers and
hosts a web site http://www.competitiveinsurance.net . Through these vehicles,
we serve as a conduit through which special offers are made available
to consumers by our marketing partners, advertisers, and other third parties.
Please note that because our role is limited to ensuring that our marketing
partners, advertisers, and other third parties reach their targeted audience,
we cannot be held responsible for these offers, including, but not limited
to, the availability of product inventory, the time necessary to fulfill
special offers, or any other circumstance related to the special offers
that we send to consumers. For questions about any aspect of these offers,
please contact the provider of the relevant offer.
TheLeadsNetwork
respects Internet users' concern about the privacy of their personal information.
Therefore, we have created this Privacy Policy in order to explain our
practices with respect to the collection, use, and disclosure of personal
and non-personal information provided by recipients of our marketing messages,
visitors to our Web site, and our marketing partners, advertisers, and
other third parties.
By participating
in marketing campaigns presented by TheLeadsNetwork or visiting our Web
site, you agree, without limitation, to the practices described in this
Privacy Policy and also accept, without limitation or qualification, all
terms and conditions concerning these campaigns and Web site. We may at
any time revise these terms and conditions. You are bound by any such
revisions and should therefore periodically visit them to review the then-current
terms and conditions to which you are bound.
Collection of Information
- E-Mail Marketing
In general,
we may collect personal information from recipients of our marketing campaigns
and visitors to our Web site when they voluntarily provide it to us by
(1) completing our registration form or a survey, (2) electing to use
one of our services, or (4) contacting us (including our webmaster, customer
service representatives, or other employees) by email. We may also collect
information about consumers to whom we direct our marketing campaigns
from our marketing partners, advertisers, and other third parties. As
part of these activities, we may ask individuals to provide us with information
including, but not limited to, name, physical address, email address,
telephone number, birth date, gender, username, password, other unique
identifiers, areas of interest, categories of offers and specific offers
that they may be interested in receiving, and demographic information
(such as income level).
- Non-Personal Information
As part
of the standard operation of our Web site and the web pages that you access
via hyperlinks in our online marketing campaigns ("Other Web Pages"),
we may collect certain non-personal information from visitors including,
but not limited to, their browser type (e.g., Netscape or Internet Explorer),
operating system (e.g., Windows or Macintosh), IP address, and the domain
name from which they accessed the site (e.g., lycos.com). In addition,
we may collect information about visitors' browsing behavior, such as
the date and time they visit our Web site or Other Web Pages, the areas
or pages of our Web site and Other Web Pages that they visit, the amount
of time spent viewing our Web site and Other Web Pages, the number of
times the visitor returns to our Web site and Other Web Pages, and other
click-stream data. We may use cookies (small text files that are stored
on the hard drives of visitors computers when they access our Web site)
to collect this information, which may be combined with visitors' personal
information. We may also use cookies for other purposes, including, but
not limited to, retrieving information previously provided by recipients
of our marketing campaigns and visitors to our Web site and remembering
the passwords of visitors' to our Web Site and Other Web pages. We may
also allow unaffiliated third parties, such as advertisers, to serve cookies
to visitors of our Web site and these cookies may collect consumers' personal
information. Visitors to our Web site are always free to decline cookies,
but in doing so they may not be able to use certain features on our Web
site. The "help" segment of the toolbar on most browsers explains how
to configure a browser to not accept new cookies, how to have the browser
inform a user when they receive a new cookie, and how to erase cookies
from their hard drives. We may use web beacons or other tools to collect
the above-described non-personal information, which may be combined with
other personal information that we collect. We may also use web beacons
and other tools to track information about visitors to our Web site and
Other Web Pages after they leave these locations. Web beacons may also
be used for purposes such as accessing cookies, counting page visits,
and otherwise facilitating visitors' online experience.
Use of Information
We may use information collected from recipients of our marketing campaigns,
visitors to our Web site, and our marketing partners, advertisers, and
other third parties for any of the following purposes in either the online
or offline arena: (1) to provide individuals with targeted offers based
on their specific requests or their stated preference to receive certain
categories of offers; (2) to send individuals information and promotional
materials from our company as well as from our marketing partners, advertisers,
and other third parties, (3) to deliver targeted display advertisements
and offers through online marketing communications, such as emails, banner
advertisements, and pop-up advertisements (by matching criteria provided
by our advertisers with information collected from our visitors); (4)
to enable our marketing partners, advertisers, and other third parties
to communicate with individuals; (5) to administer contests and sweepstakes
offered on our Web site, Other Web Pages, or on our partners' Web sites;
(6) to contact visitors to our Web site or registered members of our marketing
campaigns when necessary; (7) to help address problems with our Web site
or marketing services; (8) to administer our Web site; (9) to conduct
internal reviews of our Web site (e.g., to determine the number of visitors
to specific pages within the site); (10) to help us better understand
recipients of our marketing campaigns and visitors' use of our Web site;
and (11) to protect the security or integrity of our Web site and Other
Web Pages that are accessible through our online marketing campaigns.
Non-personal information will be used for these purposes as well as for
conducting internal reviews and monitoring of our Web site and Other Web
Pages that are accessible through our online marketing campaigns and providing
a greater online experience for our visitors.
Disclosure of Information
We may transfer or otherwise disclose information collected from recipients
of our marketing campaigns, visitors to our Web site, and our marketing
partners, advertisers, and other third parties to our employees and independent
contractors, to our subsidiaries and affiliates, and to our consultants,
other business associates, and suppliers, if the disclosure will enable
that party to perform a business, professional, or technical support function
for us. Disclosure of information may also be necessary to respond to
judicial process, to provide information to law enforcement agencies,
or to facilitate investigation of matters of public safety, as permitted
by law.
We may
also disclose information we collect from recipients of our marketing
campaigns, visitors to our Web site, and our marketing partners, advertisers,
and other third parties to other marketing partners, advertisers, and
third parties who may use the information in connection with their business
operations, such as to send targeted offers, marketing materials, and
other communications to them. In addition, we may share, rent, sell, or
transfer any of the personal information provided by you or from our marketing
partners, advertisers, or other third parties. We are not responsible
for the practices of our marketing partners, advertisers, or other third
parties.
Security
We have implemented certain physical, electronic, and managerial procedures
to safeguard and secure the information we collect from recipients of
our marketing campaigns, from visitors to our Web site, and from our marketing
partners, advertisers, and other third parties.
Visitors should consider any electronic communication that they transmit
to us (such as data, questions or answers, comments, suggestions, or other
communications) to be non-confidential. We will not be liable or responsible
if information that belongs to an individual is intercepted and used by
an unintended recipient, or is otherwise accessed and used without our
written permission. By participating in our marketing campaigns or visiting
our Web site, you assume this risk.
Opt-Out Policy
We offer visitors to our Web site and recipients of our marketing campaigns
the opportunity to opt-out of receiving communications from us and to
opt-in and opt-out of receiving communications from our marketing partners,
advertisers, and other third parties. If you have subscribed to our service
and wish to stop receiving any future communications from us, please email
us at support@competitiveinsurance.com
. These unsubscribe options are also included in email communications
that you receive from us (whether sent on our own behalf or on behalf
of third parties) Please note that if you wish to stop receiving communications
from any of our marketing partners, advertisers, or other third parties
you must communicate with these entities directly. We are unable to process
unsubscribe requests for any of our marketing partners, advertisers, or
other third parties.
We take
all reasonable measures to ensure that your unsubscribe requests are fulfilled
in a timely manner. However, despite these precautions, there is always
the chance that after you unsubscribe you may receive additional communications
from us that may have resulted from an inadvertent technical or other
processing error. If this happens, please notify us of those communications
by writing to support@competitiveinsurance.com
and we will take immediate steps to rectify the situation.
Children
Our online marketing campaigns and Web site are not directed to, nor do
we knowingly collect any personal information from, children under 18.
Third Party Web Sites
Our Web site and Other Web Pages that are accessible through our online
marketing campaigns may contain links to other third party web sites (such
as those of our advertisers), which may have privacy policies that differ
from our own. We are not responsible for the activities and practices
that take place on these web sites. Accordingly, we recommend that you
review the privacy policy posted on any web site that you may access through
our Web site.
Unforeseen Circumstances
In the event that TheLeadsNetwork or any of its assets are acquired by
a third party, personal information acquired by us may be one of the assets
transferred.
Changes To This Privacy Policy
There may be times when we need to amend, modify, remove, or change various
aspects of this Privacy Policy, and we reserve the right to do so at our
discretion. We recommend that you revisit this Privacy Policy periodically
to ensure that you are aware of our current privacy practices. You can
be assured that any changes that we make will not be applied retroactively
and that we will not materially change how we handle previously collected
information without your consent. Your continued use of our services following
any changes signifies your acceptance of these changes.
